Archive for the ‘travel medical emergencies’ Category
October 1st, 2010 | 
Author: While we as U.S. residents think often about travel insurance coverage when we’re traveling overseas we’re not so quick to worry about health insurance for Canada travel. This is especially true if our voyage to Canadian provinces is by car and not by air. We don’t expect to need health insurance for Canada travel to protect us from exotic diseases or militant uprisings.
The coverage that is customary is for hospital stay, although the per day limitations and ceilings will vary plan to plan; medical care, in-patient and outpatient, including physician fees, as well as those for any nursing care, surgery or anesthesia; medical testing such as x-rays and laboratory work; transportation to or from medical care by ambulance; medical care provided by a private RN (registered nurse); medical equipment such as wheelchairs, walkers, splints and slings; prescription medicine; and the cost of repatriation of the remains of a deceased member of your travel group.
Probably the most crucial part of the plan your choose for health insurance for Canada travel must be good coverage in the case of an emergency evacuation back to your home for medical reasons. This is especially true if you are traveling by airline. The cost of changing travel plans, especially if you’ve purchased non-refundable tickets and must now arrange a new flight last minute can be exceedingly costly. Even from Canada, you must assume a cost of $10,000 for this coverage alone.
When you’re shopping for coverage you’ll want to consider several things in your decision. They are: what is excluded from coverage (what particular incidents and situations would your trip coverage not reimburse you for); what sports you can participate in and still be covered by your health insurance for Canada travel; whether you might be excluded from coverage for a pre-existing condition? and if there is a deductible?
Health insurance for Canada travel should not be ignored, however. Your medical insurance provider in the U.S. will typically only cover a medical emergency in Canada if the emergency was precipitated in the U.S. and the nearest emergency medical care is Canadian. This is especially true if you’re a senior citizen whose only form of medical insurance is Medicare. Health insurance for Canada travel is, therefore, a must.
Planning ahead by purchasing health insurance for Canada travel will go a long way towards making your Canada vacation a serene stay.
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Iconosys has announced its latest and a first-of-its-kind application, Collision Watch, an emergency responder and protection service for Android OS phones.
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We at Iconosys believe that the need for an app like Collision Watch has never been higher. Just yesterday, U.S. Transportation Secretary Ray LaHood announced that in 2009 alone there were 5,474 deaths and 448,000 traffic injuries on America’s roads that were related to distracted driving practices. And clearly, this problem on our roadways is not going away. According to National Highway Traffic Safety Administration (NHTSA) research, distracted driving-related fatalities, such as fatalities resulting from texting-while-driving, represented approximately 16 percent of overall traffic fatalities in 2009 — the same percentage as in 2008.
Iconosys’ other applications, including SMS Replier, may be downloaded from your smartphone’s onboard marketplace, Iconosys’ website, www.smsreplier.com , www.handango.com , www.payloadz.com , www.cnet.com , as well as from the world’s largest mobile phone app site www.pocketgear.com .
Collision Watch comes with Iconosys’ proprietary DriveReply technology built in and monitors your travels above 35 MPH. If you are in, or likely in, a forward traveling accident, your phone will send an SMS alert with geo-location to your medical proxies for you; if your tier-one proxy does not respond, your tier-two proxy(s) are contacted, and if they do not answer, an emergency contact such as 911 is sent that same SMS message with an indicator showing the physical location of the phone. This app is designed to automatically alert an emergency responder, without any action needed on the part of the app user, and as a result, to obtain as quickly as possible aid for a potential crash victim and to potentially save a life.
Learn more about Collision Watch, as well as SMS Replier, DriveReply, and other Iconosys products and projects at www.iconosys.com . The Collision Watch app is currently not available from any on-line marketplace, but may be purchased directly in early October 2010 for $99 per license from Iconosys by calling the company offices at (949)335-5350. Within an estimated 60 days, the company plans to make the app available at its Iconsys.com website location, as well as at www.collisionwatch.net .
“It is hard to put a price tag on the value of an app such as Collision Watch that gives me an alert that one of my children or my wife is in a life-threatening situation,” commented Wayne Irving, Iconosys Co-Founder and CEO. Mr. Irving continued, “After building DriveReply, this was clearly the logical next step. Our first goal was to help people fight that urge, or some might say, compulsion, to pick-up the phone while driving. Our next step, which we address with Collision Watch, was to design an emergency warning mechanism that operates automatically, and independently, of the car crash victim. Our app essentially does the talking/provides the call or text for help, regardless of whether the user can operate the phone or device.”
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Contact: Iconosys, Inc. 25255 Cabot Rd, #111 Laguna Hills, CA 92653 www.iconosys.com (949) 335-5350
Post Office Travel Insurance reminds UK holidaymakers of the importance of travel insurance to avoid costly payouts.
London, UK (PRWeb UK) 15 September 2010 — The cost of medical expenses for UK holidaymakers has risen by 270 per cent in the last five years, according to research by the Association of British Insurers. The statistics show that the travel insurance industry now spends £5.3m a week on emergency medical treatments for UK travellers.
For those travelling to Europe this summer, Post Office Travel Insurance also reminds those holidaymakers that an European Health Insurance Card (EHIC) should not be considered a substitution for travel insurance cover. Although the EHIC entitles the holder to the equivalent medical care as a resident in that country, it does not cover the cost of repatriation, private treatment, or protection for personal baggage and equipment.
Post Office Travel Insurance reminds travellers that not having travel insurance could prove costly if falling ill while away. Post Office Travel Insurance suggests holidaymakers who already have travel insurance in place should also check to ensure their policy provides sufficient cover for their needs before their trip.
For example, the Post Office's Classic travel insurance policy covers medical expenses up to £10m when travelling outside the UK.